Home Depot Credit Card vs. Lowe's Credit Card

Which is the best option for your home projects?

Home Depot Credit Card Benefits

✔️ 6-Month Financing (No interest if paid in full) ✔️ Project Loan up to $55,000 ✔️ Exclusive cardholder promotions ✔️ $0 Annual Fee

Home Depot Card Drawbacks

❌ No cashback or purchase discounts ❌ Retroactive interest if not paid in 6 months

Lowe’s Advantage Card Benefits

✔️ 5% OFF every purchase! ✔️ 6-Month Financing (Deferred interest) ✔️ Extended APR project financing (up to 84 months) ✔️ $0 Annual Fee

Lowe's Card Drawbacks

❌ Financing qualification can be tough ❌ Only works at Lowe’s stores

Which Card Is Best for You?

🏆 Best for Big Projects: Home Depot Credit Card (Project Loan up to $55K) 🏆 Best for Frequent Shoppers: Lowe’s Advantage Card (5% Off Every Time)

Financing Options Comparison

👉 Both offer 6-month deferred interest 👉 Lowe’s adds extended APR options too!

Quick Recap

Home Depot Card: Best for large one-time purchases Lowe's Card: Best for regular, small-to-medium buys

Ready to apply?

Compare, choose, and save on your next home project!

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